When faced with financial challenges, taking out a loan can seem like the easiest solution. However, committing to a loan without exploring all available options could cost you more inRead More
Category: Blog
Mashonisa Loans Contribute to the Cycle of Debt Among Borrowers
Mashonisa loans, often referred to as payday loans or informal loans, are common in South Africa, especially in disadvantaged communities. While they provide quick cash for urgent needs, they canRead More
Investor Options for Decommissioned E-Vehicles with Bullride
If Bullride decides to decommission an e-vehicle, investors naturally wonder what options they have. This post explores Bullride investor e-vehicle options for handling decommissioned assets and alternative pathways if youRead More
How to Protect Yourself from Predatory Lending Practices
Predatory lending practices target vulnerable borrowers, leading them into cycles of debt and financial strain. Fortunately, there are clear steps and protections that borrowers can use to stay informed andRead More
Understanding Bullride E-Vehicle Returns Calculation
Bullride offers an exciting investment opportunity in the booming e-vehicle market, but calculating returns can be complex, especially when considering seasonal limitations. To help investors, this post will explain BullrideRead More
Formal regulations and mashonisa lenders
Mashonisa lenders in South Africa operate outside formal financial regulations largely because they are unregistered and not governed by the National Credit Act (NCA), which regulates formal credit providers. EstablishedRead More
Interest rates on mashonisa loans
The interest rates on mashonisa loans are often significantly higher than those offered by formal financial institutions, commonly reaching 30–50% per month. This elevated rate is a consequence of severalRead More
How Bullride Handles E-Vehicle Loss and Damage
When investing in e-vehicles, it’s essential to understand Bullride’s policies if an e-vehicle is damaged, stolen, or decommissioned. Here’s a look at the protection Bullride offers, how they manage BullrideRead More
How Waller Financial Planning Integrates Community Service Into Their Financial Planning Process
Waller Financial Planning stands out from other financial advisory firms by integrating community service into their core financial planning process. The firm goes beyond traditional investment and wealth management byRead More
Risks of taking a loan from mashonisa
Hey there. Mashonisa, better known as loan-shark, is indeed a risky place when in financial need, Let’s dive in. Taking a loan from a mashonisa (an informal lender in SouthRead More